The View Ahead for 2008

Post on: Your Money and YOU
The year almost past has been turbulent to say the least. In the Canadian province of Ontario that I live in, thousands have lost or will soon be losing their jobs due to a slowing economy. Factors outside the province have contributed to this. The rising Canadian dollar against the weakness of the American dollar, the collapse of the subprime market in the US which is setting off alarm bells around the world. Economic forecasts for 2008 is that credit markets around the world will tighten. Some more than others. -- read more

Bank of England Stands Ground

Tightfisted Canucks Need Tipping Etiquette

Posted on: Your Money & YOU!
A recent study by the Bank of Montreal claims that Canadians tend to be tightfisted when it comes to tipping. The study seems to indicate that the problem is more a lack of understanding of who to tip and how much than truly being tightfisted with their money.

I generally tip in restaurants and when I get my hair cut but never would think of tipping in other situations. The site, The Original Tipping Page, carries a list of situations and common guidelines on how to determine tips. ... read more

Canadians Need to be Careful About Their SIN

Posted on: Your Money and YOU!
This story in last weekends Toronto Star is a prime example why Canadians need to be wary of giving out personal identification, especially your SIN (Social Insurance Number). Private corporations get away with asking you for your SIN but the fact is that rarely is there a legal requirement for you to give it to them.

TJX Breach Even Wider Than Before

It seems that data breach at TJX Companies Inc, the parent company for Winners / HomeSense Canada and other US and international retailers is even broader and longer than previously reported. I'm again talking about it at Your Money and YOU

Winners / HomeSense Canada Security Breach

We first heard about this data breach in December. Now we're learning that it is more widespread than thought and has prompted three of Canada's five charter banks to reissue thousands of credit cards. I'm talking about that over on Your Money and YOU today.

How to Establish Credit

You're in need of that first credit but don't know how to go about getting it? You'll need to have a read of How to Establish Your First Credit over on Your Money and YOU

New Blog Released -- From Credit to Savings

Have I ever mentioned that I do actually have a life offline? I don't actually spend all day writing blog entries although that would be a nice thought if it paid enough. So, another week another blog. This one relates to my offline work which is as an insolvency consultant and counsellor. Your Money and YOU! will explore your credit, savings and investing. The first entry (other than the intro entry) I've published over there is on how to protect your cards from credit card fraud.